Usury is purely interest rate not an equitable interest in any equity. Usury is 18% in Florida. DO NOT CALL/EMAIL US LOOKING FOR FURTHER FREE ADVICE/ANSWERS OR WITH COMMENTS ABOUT QUESTIONS/RESPONSES HERE- we simply cannot accommodate these types of calls/email on such a large scale from the dozens of responses we post daily.
With the help of a mortgage loan from Pleasant Lenders, Tom bought a house at 123 Charming Street.Pleasant Lenders promptly recorded the mortgage. Three years later, Tom needs additional cash, so he places a second mortgage with Best Bank. Based on these facts, which of the following statements is true?
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(1) While there may not be any statute in Indiana addressing this point, the Indiana case law makes abundantly clear that, except in limited circumstances (for two examples: in the case of an abandoning, absconding vendee; where the vendee has acquired very little, if any, equity in the property), a sale of real estate on a land contract is treated as an outright sale and purchase, with the.
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Florida’s usury laws, set forth in F.S. Ch. 687, prescribe a maximum rate of interest of 18 percent on loans of less than $500,000. 7 On loans that exceed $500,000, the maximum legal rate of interest is 25 percent. 8 Significantly, it is a criminal offense – misdemeanor or felony – to provide loans which have effective interest rates of.
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Get Legal Help Understanding Florida Interest Rate Laws. Florida’s interest rate laws are designed to protect consumers when they need loans. If you think you have been a victim of unfair lending practices or you need to know more about usury rates in Florida, you should contact an experienced banking and finance lawyer in your area.
More On Equitable Mortgage & Usury (Florida). bill does this, it is sufficient and it is not necessary that the complainant allege his willingness or ability to pay more than under the law he is legally and justly liable to pay, florida equitable mortgage alpha.