FHA MORTGAGE BENEFITS: The FHA mortgage is so popular is because florida mortgage applicants use them are able to take advantage of benefits and protections unavailable with any other mortgage loan program. Loans through the FHA are insured by the government, so the Florida mortgage lenders that approve these loans are more lenient.
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The conforming loan limit is $484,350 in every Florida county except Monroe County, home to the Florida Keys. There, the conforming loan limit is $529,000, a reflection of generally higher home prices in the island area. Conforming loans are mortgages that meet federal guidelines set for Fannie Mae and Freddie Mac, two government-sponsored.
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The Housing Finance Authority of Broward County has launched a Mortgage Credit Certificate Program to help reduce home loan financing costs for qualified homeowners in Broward County. The Mortgage Credit Certificate program entitles qualified applicants to a federal income tax credit in an amount of up to $2,000 annually.
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